Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We are trying to raise funds via equity release, and wasted five months with a couple of providers who rejected our application due to its non-standard construction. Our property is relatively new, eco-friendly and sustainable, we had future-proofed our home. After two rejections we were put on to Richard Wylder via Unbiased.co.uk, who was prompt in contacting us following our initial enquiry. Richard was able to access all the equity release providers, and, not knowing much about our building construction, found out all he needed to from us, and asked for photos for include with his enquiry, aiming to be as comprehensive as possible to prospective lenders. He was open and upfront, professional, and did not 'beat about the bush', advising that we were not likely to be successful. He explained why he felt this, so not raising any unrealistic expectations. He forwarded all the responses, promptly. Unfortunately he was right and we have been unsuccessful. Richard has however been able to offer an alternative that we hadn't considered. We are currently re-thinking our plans. He also explained that, from his perspective, he felt he had gained knowledge about non-standard construction so be in a better position to advise others in the future who may be experiencing the same difficulties as us. We would happily contact Richard again should we require financial advice in any area."
Stephen Carpenter
If you're over 55 and own your home, equity release lets you access tax-free cash without the need to sell or move. It’s also known as a lifetime mortgage and allows you to either borrow against your home’s value or sell a share of it in exchange for a lump sum or regular income. Some plans even offer the flexibility to withdraw more funds later if needed. If you have an existing mortgage, it must be cleared using the money released.
Yes. We’re fully regulated by the Financial Conduct Authority (FCA) and proud members of the Equity Release Council, meaning we follow strict standards to protect our customers. With a lifetime mortgage, you’re also guaranteed that neither you nor your estate will ever owe more than your home’s value, as long as it’s sold for a fair market price.
The choice is entirely yours! Many people use their funds to make home improvements, pay off debts, buy a new car, or simply enjoy a more comfortable retirement. However you decide to spend it, equity release can help give you greater financial freedom.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored advice to help you plan your financial future
At Equity Release and Mortgage Partnership Merseyside, we specialise in helping homeowners unlock the money tied up in their property. With years of experience, we offer clear, straightforward advice to help you make informed decisions about your financial future. Whether you’re exploring equity release or searching for the best mortgage deal, we’re here to guide you every step of the way. Our goal is to give you peace of mind, ensuring you feel confident in your choices and supported throughout the entire process.
We search a wide range of plans to find the right one for you.
We take care of everything, from paperwork to approvals.
With a strong reputation for honesty and exceptional service, you’re in safe hands.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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